Frontier Title & Closing Services, Inc. (Frontier Title) offers a wide variety of services and excellent customer support that our customers and professional partners expect and deserve.
About Title Insurance
A Title Insurance Policy insures that as the new owner, your title for the property is free and clear of any possible encumbrances, and that you have clear title from the seller. A title insurance policy insures that you will stand protected from loss or damage as a result of any title defects. Some possible encumbrances include protection from forged documents, mistakes in public records, fraud and incorrect property descriptions. Frontier Title will provide a thorough search of the public records to reveal possible liens, claims or encumbrances against the property. There are two primary types of title insurance policies:
- The Owner’s Policy
The Owner’s Policy is issued to the new Owner, guaranteeing that the Title to the property they are purchasing, is delivered to them without any restrictions or encumbrances.
- The Lender’s Policy
The Lender’s Policy is issued when there is a Mortgage Lien to be issued on the Property. It guarantees that the title to the property for which they are lending funds is free and clear of any encumbrances.
As a Closing Agent, Frontier Title is a neutral third party who can carry out the instructions in a purchase agreement between the buyer or seller, or as the agent for a borrower looking to refinance their existing home. In all cases, we can handle all of the disbursements associated with the closing.
We offer three types of closings:
Involves both a seller and buyer, you can count on Frontier Title to provide the highest quality service and attention to the details whether you are the seller, buyer, realtor, attorney, lender, builder or developer.
If you are refinancing your property we work directly with your lender to ensure a smooth and seamless closing.
Frontier Title has an excellent staff of commercial closers experienced in working with all parties to a commercial transaction.
Letter Reports and Extended Letter Reports
Letter Reports provide no insurance but give a description of your property, show ownership, real estate tax information, liens and judgments.